Debt
Car Loan Rates After the Fed Hike: Best Auto Financing Options (October 2026)
Average new-car loan rates hit 7.16% after the September Fed hike. Here's what to do: best current rates, how to qualify for lower APR, and whether to refinance.
Personal Finance Guides That Show the Math
Budgeting, saving, debt payoff, credit, tax, and retirement — explained with real numbers, primary sources, and a named author. No jargon, no affiliate pitches.
Who writes these guides
LinksVid is written and edited by Daniel Reyes, an economics graduate and independent personal finance writer. It is one person's publication, not a team of licensed professionals, and no article here is personalized advice. What we do promise is process: every guide is checked against primary sources before publication (IRS, FDIC, SEC, CFPB, BLS) and lists those sources at the end of the article, with a published date and update history.
About the authorEditorial policyAbout LinksVidFinancial disclaimer
- Published guides
- 37
- Topics covered
- 12
- Publishing since
- Oct 2026
Featured guides
Investing
Morgan Stanley Finance Academy & 8 Free Finance Courses That Actually Teach You Money (2026)
Morgan Stanley Finance Academy searches surged +400% this week. Here's the full breakdown of that program plus 8 other genuinely free courses that teach budgeting, investing, and wealth-building.
Investing
How to Invest in SpaceX: Pre-IPO Shares, Funds, and What Retail Investors Need to Know (2026)
SpaceX IPO searches surged +60% this week. Here's the honest guide: what 'SPCX' actually means, how retail investors can get exposure now, and what to expect when (if) it goes public.
Latest guides
Retirement
401(k) Contribution Limits Jumped to $24,500 in 2026 — Plus the New $11,250 Catch-Up That Changes Everything for Late Starters
The IRS raised 401(k) contribution limits for 2026: $24,500 employee deferral, $72,000 total, and a new $11,250 super catch-up for ages 60–63. Here's how to maximize every dollar and avoid the Roth mandate trap.
Saving
529 College Savings Plans: The Rules, the Fee Traps, and the New Roth Rollover
How 529 plans work, which expenses qualify, how the 529-to-Roth rollover actually applies, and why your home state's tax deduction is not always the best plan.
Income
Barclays Just Cut 5,000 Jobs Because of AI — Here's How to Future-Proof Your Own Income
Barclays announced 5,000 AI-driven layoffs (5% of workforce) on October 22, 2026. Banking isn't the only sector next. Here's a practical framework to protect your earning power when automation hits your industry.
Budgeting
The Complete Budgeting Guide for Beginners: How to Create a Budget That Actually Works
Learn how to create your first budget using the proven 50/30/20 rule, track spending without obsession, and build a financial plan you can stick to.
Tax
Child Tax Credit 2026: Now $2,200 Per Child — Full Guide to the New Phase-Outs, Refundability, and Who Gets Left Out
The OBBBA permanently increased the Child Tax Credit to $2,200 per qualifying child and raised the income phase-out thresholds. Here's exactly who qualifies, how much you'll get, and the common mistakes that cost families thousands.
Investing
Wealthy Chinese Are Moving Money to US Banks — What It Means for American Savers and the Dollar
CNBC reports wealthy Chinese nationals are moving offshore capital to US banks as Beijing's tax net widens. Here's what $200B+ in inflows means for US interest rates, real estate, and your savings account.
Home Buying
Closing Costs Explained: Every Line on the Settlement Statement, and Which Ones You Can Negotiate
A line-by-line breakdown of closing costs on a typical purchase, the three tolerance categories that protect you, and the wire fraud warning every buyer needs.
Credit
Credit Card Rewards: The Break-Even Math Most People Never Run
How to calculate a card's real value after the annual fee, which rewards categories are worth chasing, and the three mistakes that erase every point you earn.
Credit
How to Raise Your Credit Score by 100+ Points: A Data-Backed Action Plan
Understand the five FICO scoring factors and follow specific, actionable steps to improve your credit score — from utilization fixes to dispute strategies.